Questions to Ask Your Agent About the Limitations Involved with a Classic Car

At Everett Insurance, we have the answers for current owners or those considering classic car ownership in Glen Allen, VA. Owning a classic car comes with plenty of history, personal enjoyment, and the opportunity to be involved in activities focused on classic cars. Our knowledgeable agents at Everett Insurance can inform you about the limitations that also come with classic car ownership.

Classic Car Registration

When your car turns 25, it becomes a classic. You can choose to keep your classic car as a normal form of transportation and use a standard license plate, or you can register it as an antique, which requires a plate designated as antique. When registered as an antique, the state imposes a few limitations.

Classic Car Limitations

There are a few restrictions when owning a classic car that you should be aware of and discuss with one of our agents.

When your car is registered as a classic, what you can use it for, when you can use it, and where you can drive it are affected. A classic car may be on display at a car show, part of an exhibit of classic vehicles, or used in a parade. The car can also be driven occasionally, but not for long commutes. The car cannot be used for daily driving, regardless of the reason or destination.

Owners must also comply with the safety equipment that the car was originally equipped with, based on its year. The car must also be safe to drive. This information must be provided on a VSA 10B certification form and submitted to the state.

Contact Us

When you contact Everett Insurance, we will guide you through each step of the classic car process, which includes state-required liability insurance or opting for the uninsured motorist fee. Give us a call. We are here to help our Glen Allen, VA classic car owners.