An Overview Of What Classic Car Insurance Entails

Based out of Glen Allen, VA, Everett Insurance is an independent insurance agency. We provide our clients with access to multiple insurance policies to ensure that they receive the coverage that they need. We strive to serve our clients while maintaining integrity at all times.  

Discovering Classic Car Insurance

At Everett Insurance, we are aware of the value regarding classic cars. Many people consider classic cars to be their most prized possession. Classic car insurance helps you protect your asset.

According to Virginia law, a classic car is considered a vehicle that is over 25 years old. Classic cars must undergo regular state inspections. In order to maintain their classic status, drivers are not allowed to use their vehicles daily. Make sure that you take care of the vehicle, and if possible, promote it at different automotive shows. 

Special Collection Coverage

Your classic car insurance policy will cover you in the event that you get into an accident. However, one way that a classic car insurance policy is different from a traditional policy is special collection coverage. After you have your car appraised, you can receive a fair estimate of how much your vehicle is worth. The appraisal should help you figure out how much coverage your vehicle needs. Also, your policy will likely contain detailed language that explains how many miles you can put on your vehicle during the year. In some cases, your policy may exclude you from driving the car at all unless you are going to a classic car show or event.

Everett Insurance Can Assist You

We understand that figuring out the right type of classic car insurance for your vehicle can be complicated. That’s why we encourage you to stop by our office in Glen Allen, VA, so that we can help you find the right policy.