Is Flood Insurance a Luxury or Need?

With natural disasters on the rise, it only makes sense for homeowners to reassess the protection they’re receiving from their home insurance policy, particularly when it comes to flooding. Floods are occurring more often than ever all across the country. Unfortunately, flooding isn’t covered by a standard home insurance policy, putting you at risk of picking up the tab for damages.

Flood insurance from Everett Insurance in Las Vegas, NV can give you peace of mind that your home and goods will be protected against this unforeseen disaster. Here are a few reasons to consider this valuable coverage.

Floods Can Occur In and Out of a Flood Zone

Floods can occur almost anywhere, whether your home is in a flood zone or not. According to FEMA (Federal Emergency Management Agency), over 20% of the annual insurance claims made for flooding come from homeowners who live outside a flood zone. You cannot predict when a flood will occur but you can be prepared with appropriate insurance coverage.

Flood Insurance is Affordable for Homeowners Living Outside a Flood Zone

You can add flood insurance to your current home insurance policy at an affordable cost if you live outside a flood zone, making it a smart investment to protect your valuable property.  

Floods Can Cause Catastrophic Damage

Even a few inches of water inside your home can cause tens of thousands of dollars’ worth of structural and personal goods damage. Unless you have the financial resources to cover the cost of flood damage out-of-pocket, flood insurance is a smart and affordable option to protect your property.

At Everett Insurance, we have your best interests at heart when it comes to protecting your Las Vegas, NV property. Contact your Everett Insurance agent today to learn more about flood insurance coverage to protect your valuable investment.