Do I Need Umbrella Insurance?

You have auto insurance for your vehicle, and you have some sort of insurance for where you live (whether it is home owner’s condo owner’s or renter’s). You do what you can to protect your property and your valuables, so if anything were to ever happen you’d have insurance coverage. However, what about umbrella insurance? Umbrella insurance doesn’t cover one thing specifically but instead offers protection for everything. If you already have insurance for your other valuable investments and items you own, do you really need umbrella insurance? Here at Everett Insurance, we are here to help you with all your possible umbrella insurance questions. 

Own Your Properties

Do you own your property? If so, you might be a prime candidate for umbrella insurance. Umbrella insurance offers additional liability protection. If someone is injured on your property you will want to have this coverage as it gives you additional financial protection in the event of a lawsuit. If you are a renter, you may not need this kind of coverage. 

Multiple People Living In Your Home

Do you live with your family? Do you have children? You may want to consider umbrella insurance. It’s hard to know what your children are doing or what other people in your family are doing at all times, but as the property owner and head of the household, you might be liable for their actions. Additional umbrella insurance for your cars and other items you own will help give you this protection in Goochland, VA. 

Consider Umbrella Insurance

Umbrella insurance isn’t for everyone. However, if you believe you might need additional liability coverage for what you own, umbrella insurance is perfect for you. But if you’re still on the fence and in the greater Goochland, VA area, our staff here at Everett Insurance is here to help. So, give us a call at your earliest convenience.