Renters’ insurance is often required by landlords when you are renting a place to live. If required, you often have a limited time after signing the lease to get this coverage in place. If you need renters’ insurance, call us at Everett Insurance in Glen Allen, VA.
Insurance Protection for Belongings
When you have renters’ insurance coverage, it covers the items you own inside the rental. This covers those items whether they are ruined or destroyed. If you have expensive belongings, it’s usually recommended that you use your phone’s camera to document those items. An easy way to do it is to set the camera to video and walk around your home, documenting the items that are there.
Coverage for Inhabitable Dwellings
If your rental should become destroyed or heavily damaged, your renters’ coverage will cover the costs associated with you moving to an inhabitable dwelling. This may include rent and other expenses that are needed when you have to move out of your home quickly. This coverage may also kick in when your dwelling is condemned or has another problem that makes it unlivable.
If someone comes into your home and has an accident or falls ill, you can be held liable for the ensuing expenses. However, your renters’ insurance includes some coverage for just that occasion. It pays those medical bills and keeps you from being sued and paying out of pocket for these expenses.
Get Your Renters’ Insurance
If you rent a home and are not yet covered by renters’ insurance, give us a call. You can contact us at Everett Insurance in Glen Allen, VA.