{"id":93,"date":"2023-03-31T04:00:00","date_gmt":"2023-03-31T10:00:00","guid":{"rendered":"https:\/\/www.everettinsurance.com\/blog\/?p=93"},"modified":"2023-03-31T15:12:08","modified_gmt":"2023-03-31T21:12:08","slug":"what-risks-are-covered-in-virginia-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.everettinsurance.com\/blog\/what-risks-are-covered-in-virginia-renters-insurance\/","title":{"rendered":"What Risks are Covered in Virginia Renter&#8217;s Insurance?"},"content":{"rendered":"<p>Your home is subject to a myriad of risks each day. From an accident to an &quot;act of the gods&quot; to purposeful damage, it only makes sense to ensure you&#8217;re protected. Rental insurance is as important as homeowners insurance when protecting you from these events. Explore which insurance risks are covered in Virginia with&nbsp;Everett Insurance of Glen Allen, VA.<\/p>\n<h2><strong>Personal Property Insurance Coverage<\/strong><\/h2>\n<p>Your landlord may be responsible for damage to your rental itself, but when it comes to your belongings &#8212; you&#8217;ll need your own coverage too. Renter&#8217;s insurance offers protection for residents when it comes to property damage or theft. This personal property coverage protects your jewelry, electronics, furniture, and more. Typical renter&#8217;s insurance policies will cover your property at home, and some will provide limited coverage away from home.&nbsp;<\/p>\n<h2><strong>Named Insurance Risks<\/strong><\/h2>\n<p>Insurance policies will specify named risks that are covered, whereas unnamed risks may not have any protection. Named risks are the events most likely to cause a claim, while unnamed risks are typically far rarer in occurrence. Most renter&#8217;s policies will cover lightning or storms, smoke damage, frozen pipes, or HVAC-associated issues. Policies will typically also provide protection against theft and vandalism.&nbsp;<\/p>\n<p>Uncovered or unnamed risks may include intentional acts of damage, war, or nuclear incidents. For natural events such as floods or earthquakes, most renters will need to choose a supplemental policy based on the risk in their area. Sewer backup is often a supplemental policy as well &#8212; and not included in a typical rental plan.<\/p>\n<p>Everett Insurance&nbsp;of&nbsp;Glen Allen, VA is here to help you find the right renter&#8217;s insurance policy today. Don&#8217;t hesitate to contact us now for a quote!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your home is subject to a myriad of risks each day. From an accident to an &quot;act of the gods&quot; to purposeful damage, it only makes sense to ensure you&#8217;re protected. Rental insurance is as important as homeowners insurance when protecting you from these events. Explore which insurance risks are covered in Virginia with&nbsp;Everett Insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,2],"class_list":["post-93","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-everett-insurance","tag-glen-allen-va"],"_links":{"self":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=93"}],"version-history":[{"count":1,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions"}],"predecessor-version":[{"id":94,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/93\/revisions\/94"}],"wp:attachment":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=93"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=93"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}