{"id":41,"date":"2021-01-25T04:00:00","date_gmt":"2021-01-25T10:00:00","guid":{"rendered":"https:\/\/www.everettinsurance.com\/blog\/?p=41"},"modified":"2021-01-25T13:47:12","modified_gmt":"2021-01-25T19:47:12","slug":"does-your-home-need-a-flood-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.everettinsurance.com\/blog\/does-your-home-need-a-flood-insurance-policy\/","title":{"rendered":"Does Your Home Need a Flood Insurance Policy?"},"content":{"rendered":"<p>Having flood insurance can be an important part of protecting your home. Even if you&#8217;re not in a flood zone, where your lender would require the insurance, it can still be valuable. Not only does it add to your peace of mind, but it&#8217;s worth remembering that it can flood anywhere it rains. At Everett Insurance, we&#8217;re committed to helping customers in the Glen Allen, VA area get the right flood policies for their homes. That way, they&#8217;ll have the extra protection they need and deserve, so they don&#8217;t have to worry when it storms.<\/p>\n<p>For homes that are in the flood zone and have a mortgage, a flood policy is required. Standard home insurance policies don&#8217;t cover floods, so the extra coverage is something a lender will ask for. Homes that aren&#8217;t in the flood zone, or homes that don&#8217;t have a mortgage, don&#8217;t have to have flood coverage. But it&#8217;s still a good idea to have a policy for those &quot;just in case&quot; kinds of issues. You&#8217;ll sleep better at night knowing that your home is protected, and if there&#8217;s a flood, you won&#8217;t lose your largest asset due to a lack of coverage.<\/p>\n<p>If you&#8217;re in the Glen Allen, VA area, reach out to us today at Everett Insurance. We&#8217;re here to help you get the flood insurance you&#8217;re looking for. Whether you need to satisfy a lender&#8217;s requirements or you want to make sure you&#8217;re properly protected for your own peace of mind, we can help. There are options to consider for levels of coverage, and we&#8217;ll work with you to choose the one that&#8217;s right for your lifestyle and needs. Our agents can answer all your flood policy questions, too, so you can make an informed choice about your policy and your coverage levels.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having flood insurance can be an important part of protecting your home. Even if you&#8217;re not in a flood zone, where your lender would require the insurance, it can still be valuable. Not only does it add to your peace of mind, but it&#8217;s worth remembering that it can flood anywhere it rains. At Everett [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,2],"class_list":["post-41","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-everett-insurance","tag-glen-allen-va"],"_links":{"self":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/41","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=41"}],"version-history":[{"count":1,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/41\/revisions"}],"predecessor-version":[{"id":42,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/41\/revisions\/42"}],"wp:attachment":[{"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=41"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=41"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.everettinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=41"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}