At Everett Insurance in Glen Allen, VA, we understand the importance of protecting yourself in case the unexpected happens. You could be blindsided by a fire, displaced by wind damage, or caught off guard by a burglary. In any case, it’s essential to have peace of mind knowing that the belongings you’ve worked so hard for are protected and can be replaced after a covered peril.<\/p>\n
As crucial as renters’ insurance is, we’d like to highlight seven common mistakes policyholders make regarding their renters’ policies, so you’re well-informed and prepared for whatever unexpected twists and turns life may bring.<\/p>\n
Many renters aim for coverage that’s as “cheap” as possible. However, if you own high-ticket electronics, collectibles, or jewelry, it’s worth getting extra coverage to ensure your possessions are fully protected.<\/p>\n
Renters are often unfamiliar with the exclusions in a standard renters’ policy. For instance, earthquakes and floods are not typically covered. Avoid disheartening surprises when filing a claim by familiarizing yourself with policy exclusions.<\/p>\n
Keeping your policy updated ensures you are adequately covered after a move, a life change, or the purchase of expensive items.<\/p>\n
A landlord’s policy only covers the building structure or home you rent from them. Renters’ insurance helps replace your possessions and provides liability coverage.<\/p>\n
When searching for the best coverage at a reasonable rate, it’s helpful to shop around and compare quotes from different providers.<\/p>\n
Deductibles affect price—the higher they are, the lower the insurance premium. While most consumers desire a lower rate, they often overlook their ability to pay a higher deductible if a claim occurs.<\/p>\n
Some consumers don’t shop for coverage until after an incident occurs. Insurance policies only cover incidents that happen during the active coverage period.<\/p>\n
We love it when our customers have confidence in the policies they have with us, knowing they are protected after a covered incident. If you’re in the market for renters’ insurance, we’d be happy to assist you. Contact us at Everett Insurance in Glen Allen, VA, at (800) 296-1011.<\/p>\n","protected":false},"excerpt":{"rendered":"
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