{"id":123,"date":"2024-06-28T04:00:00","date_gmt":"2024-06-28T10:00:00","guid":{"rendered":"https:\/\/www.everettinsurance.com\/blog\/?p=123"},"modified":"2024-06-21T12:27:04","modified_gmt":"2024-06-21T18:27:04","slug":"umbrella-insurance-for-your-home-what-is-and-isn-t-covered","status":"publish","type":"post","link":"https:\/\/www.everettinsurance.com\/blog\/umbrella-insurance-for-your-home-what-is-and-isn-t-covered\/","title":{"rendered":"Umbrella Insurance for Your Home: What is and Isn’t Covered"},"content":{"rendered":"

Do you own a valuable home? Are worries about loss of personal assets due to a lawsuit gnawing at you? If such is your case, you might want to consider purchasing umbrella insurance. However, it is crucial for Glen Allen, VA residents who plan to buy this policy to understand what it does and doesn’t cover.<\/p>\n

What does Umbrella Insurance cover for your home?<\/strong><\/h2>\n

Umbrella insurance safeguards your home when a legal suit looms over you due to an accident that occurred on your premises, and your home insurance policy doesn’t provide sufficient coverage for the third party’s medical bills. Additionally, the cost of settlement or judgment against you on counts of libel or slander is coverable under this policy. It also funds your legal bills.<\/p>\n

It is, nevertheless, essential to remember that umbrella insurance comes into play only once the limits of another policy have been reached. Furthermore, it does not cover your medical bills or damage to your personal property. Thus, this coverage shouldn’t be viewed as a substitute for other insurance forms but as a layer of extra protection to your current policies.<\/p>\n

Receive Expert Insurance Advice from Everett Insurance<\/strong><\/h2>\n

Opting for the right insurance policies could be daunting, especially if you possess valuable assets or are employed in an industry prone to lawsuits. This is where Everett Insurance steps in – with personalized advice and assistance to enlighten Glen Allen, VA homeowners about their policy options and help them choose one that best caters to their present and future needs. Contact us today to learn more or receive a quote for your choice of policies.<\/p>\n","protected":false},"excerpt":{"rendered":"

Do you own a valuable home? Are worries about loss of personal assets due to a lawsuit gnawing at you? If such is your case, you might want to consider purchasing umbrella insurance. However, it is crucial for Glen Allen, VA residents who plan to buy this policy to understand what it does and doesn’t […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,2],"class_list":["post-123","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-everett-insurance","tag-glen-allen-va"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t